Uber's services have revolutionized modern travel. With just a tap on your phone, you can get a ride almost anywhere, making it incredibly convenient. Despite its convenience, risks still exist. Crashes can still take place, leading to potential passenger injuries.

We will cover typical Uber accident injuries, who may be liable for damages, as well as the legal process for compensation.

Common Uber Injuries

When riding in an Uber, a variety of injuries, especially if the driver is involved in an accident. Some frequent injuries include:

Whiplash: Neck strain, also known as whiplash, is common in rear collisions, which can lead to significant discomfort. Symptoms can be delayed, making it harder to recognize early on.

Bone Injuries: Accidents can easily cause fractures, especially in limbs. They may need surgery or prolonged recovery time.

Concussions and Brain Trauma: From mild concussions to severe TBIs, head injuries can vary in severity. These injuries may result in long-term cognitive issues and other serious health problems.

Back and Spinal Cord Injuries: Accidents can cause serious spinal issues, including disc herniation and paralysis. These injuries may require surgery, physical therapy, and long-term care.

Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.

Severe Scratches and Lacerations: Sharp debris from accidents may cause deep wounds. Some of these wounds may require stitches or surgical repair.

Who Is Liable in an Uber Accident?

Determining fault in Uber accident cases can be tricky. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.

Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.

Another Motorist: When another driver causes the accident, they may be held responsible.

The Role of Uber: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.

Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. Liability could extend beyond drivers, requiring investigation into other causes.

Insurance Coverage for Uber Accidents

The amount of insurance Uber provides depends on when the accident happens. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.

Driver Not Using the App: When the driver is offline, their personal insurance is responsible.

Driver Available for Rides: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Driver Picking Up or Transporting Passengers: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

Filing a Legal Claim After an Uber Accident

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may read more result in financial recovery for hospital bills, lost income, and more.